Private Wealth Adviser - HNW & Wholesale - Multiple Locations (Sydney, Melbourne, Adelaide, Brisbane)

Company Description River X is a founder-led financial services firm serving clients from emerging retail investors to sophisticated wholesale clients across traditional and alternative asset classes. Majority founder ownership preserves independence and a long-term focus, while a minority stake held by an ASX-listed financial services company provides institutional backing and access to broader resources. River X combines institutional-grade investment thinking, rigorous processes, and experienced practitioners with a genuine focus on quality over volume. The firm is committed to delivering high-quality, independent advice and lasting client relationships to all clients, regardless of size or complexity.
Role Description We are looking to make hires in Sydney, Melbourne, Adelaide and Brisbane offices. This full-time, on-site Private Wealth Adviser role focuses on serving high-net-worth (HNW) and wholesale clients. The role involves providing comprehensive, goals-based financial advice, including investment portfolio construction, retirement planning, and estate planning, tailored to complex client needs. The adviser will manage and grow a portfolio of HNW and wholesale relationships, conduct regular review meetings, and deliver clear, compliant advice documents and recommendations. Day-to-day responsibilities include analysing client financial positions, coordinating with internal investment specialists, monitoring market and regulatory developments, and implementing strategies across multiple asset classes. The role also requires proactive business development, participation in client events, and alignment with River X’s commitment to institutional-grade standards and long-term client outcomes.
QualificationsStrong financial planning skills, including holistic advice, retirement planning, and risk management.Demonstrated capability in business relationship management, client acquisition, and retention in HNW and wholesale segments.Experience in estate planning, intergenerational wealth transfer, and structuring strategies in collaboration with legal and tax professionals.Advanced investment knowledge across listed and unlisted asset classes, portfolio construction, and risk/return analysis.Certified Financial Planner (CFP) designation or equivalent advanced advice qualification, and compliance with relevant Australian regulatory requirements.Experience working with wholesale and sophisticated investors, including complex structures (trusts, companies, SMSFs, family offices).Excellent communication and presentation skills, with the ability to explain complex concepts clearly to diverse client profiles.Strong analytical skills, attention to detail, and proficiency with financial planning and CRM software.Bachelor’s degree in finance, economics, commerce, or a related discipline; postgraduate studies in financial planning or wealth management are highly regarded.