Senior Manager, Portfolio Manager, Business Financing

Join an organisation that has been proudly recognised and certified as a Great Place to Work for five consecutive yearsHybrid work environmentPlay an impactful role in financing Australian exports and interests

ABOUT OUR ORGANISATIONLocation: SydneyRole Type: Full-time, Permanent
For almost 70 years, Export Finance Australia has helped Australian businesses grow and succeed internationally with finance to secure opportunities, expand into new markets and diversify their presence. We support critical minerals and defence sectors, finance projects that strengthen economic resilience and advance net zero, and back Australian investment in sustainable infrastructure.
Working with banks, other Government agencies and international partners, we back Australia’s exporters, supply chain businesses and industries, contributing to a more stable and prosperous Indo-Pacific while advancing Australia’s trade, investment and economic security objectives.
YOUR NEW ROLE
The Senior Manager Portfolio Management – Business Finance is responsible for delivering the key credit analytical activity associated with mid-market transactions and on occasion managing a portfolio of customers throughout the credit lifecycle.
Business Leadership Contribute to the ongoing improvement of processes and ways of working between Business Finance and Portfolio Management teams.Demonstrate best practice, adapting the approach to credit analysis to balance management of risk with growth and providing good customer experiences. Portfolio ManagementManage credit analysis and assessments throughout the customer lifecycle from Business Finance (origination team) handover and customer onboarding through to requests for variations, renewals and new transactions for existing or repeat customers. Deliver credit analysis and assessments in compliance with EFA’s credit policies and procedures and risk appetite, and within appropriate timeframes.Manage a portfolio of customer files, applying knowledge of the local export market to the analytical activity required to service those customers through the deal lifecycle. Monitor compliance of client covenant and reporting issues, escalate where required. Work in collaboration with the Business Development team to manage customer interactions through servicing requests, increases and new facilities throughout the customer lifecycle. Identify facilities with deteriorating risk profiles and work with Associate Directors/Directors to ensure appropriate action is taken to manage the facility.Engage with Credit to discuss papers prepared, articulate reasoning for structuring decisions, support analysis with evidence. Work with the Lending Operations team to manage all administrative and operational aspects of the portfolio, including drawdowns, repayments, exposures. Adherence to risk tolerance, credit processes and established standards and timeframes when preparing credit assessments. Engagement with internal stakeholders.Effective use of technology and AI to improve efficiency, quality of analysis, and decision support in day-to-day work.
QUALIFICATIONS & SKILLS
Degree qualifications in Commerce, Economics, Accounting, Business Administration, Banking/Finance or Business and/or relevant technical disciplines.6+ years financing experience across business and/or corporate banking or similar. Developed financial analysis skills and credit paper preparation, presenting credit memo’s to delegated approvers. Demonstrated ability to manage a portfolio balancing the interests of customers and the lender. Excellent written and oral communication skills. Understanding of loan structuring and credit risk management across a range of financing products. Strong financial analysis skills to assess loan performance and perform stress testing. Proficiency in analysing borrower financial statements, cash flow, collateral values, and repayment capacity. Ability to prepare high-quality credit submissions for transactions of increasing complexity. Understanding of facility administration including operational risk. Strong understanding of facility and security documentation. Non-financial risk awareness including KYC and financial crime risks. Ability to proactively identify, assess and mitigate risks
Even if you haven’t ticked every box but this role resonates with you, don't rule yourself out just yet, we'd love to hear from you!
OUR BENEFITS & CULTURE We are small enough to have an impact, BIG enough to make a world of difference and it starts with our people.
We support flexible working and pride ourselves in fostering a culture that is inclusive, diverse and collaborative. We are proud to be certified as a Great Place to Work, recognised on the 2023 AFR BOSS Best Places to Work list and listed as one of Australia’s Best Workplaces for Women in 2025.
In line with our commitment to our people, we have a comprehensive array of benefits available to our employees:Generous leave provisions (e.g. Annual Wellbeing day) & leave purchase opportunities18 weeks paid parental leave for primary care giversThorough induction onboarding programFitness Passport along with other Health & Wellbeing initiativesGender affirmation leaveIncome Protection InsuranceCommunity volunteeringand many more!
Our headoffice is based in Sydney CBD, and we have a national presence across Melbourne, Canberra, Brisbane, Perth and Adelaide.
ELIGIBILITYAustralian Citizenship - To be eligible to apply for this position, applicants must hold Australian Citizenship at the time of application.
Security Clearance - To be eligible to apply for this position, applicants must be able to obtain and maintain a Baseline security clearance.
SOUND LIKE YOU? APPLY! Applications close: 23 August 2026Interviews will occur in parallel, so please apply ASAP.Enquiries: Careers@exportfinance.gov.au
To apply, please click ‘apply’ or email your CV to Careers@exportfinance.gov.au
By choosing to apply, you agree to the recruitment privacy policy.
We invite and welcome applications from Aboriginal and Torres Strait Islander people, people from diverse cultural backgrounds, people with disability and members of the LGBTQIA+ community.
If you are a candidate with a disability, let us know how we can provide you with additional support.

ABOUT EXPORT FINANCE AUSTRALIA Export Finance Australia is Australia’s export credit agency.
The reason our people join us, stay with us and grow with us is because they wholeheartedly believe in our purpose. They can see the impact we create for our customers.
We are a highly purpose-driven organisation. We seek to create an inclusive culture that values our customers and employees. Our people are expected to champion this and play a key role in achieving those outcomes. In working towards our strategy, our people display our IMPACT leadership behaviours of Frank & Fearless, Dexterous & Agile and Careful & Diligent
For more information about us, please refer to our website.
Applications from recruitment agencies will not be considered on this occasion.