Director, Financial Crime Risk Oversight & Opinions

Company description:

ANZ Banking Group Limited

Job description:

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.

About the Role

As the Director of Financial Crime Risk Oversight & Opinions, you will lead the team responsible for supporting the completion of various financial crime risk assessments, as well as strategic insights to the Institutional business. This includes oversight across customers, products, and channels throughout our international network (APEA).

This role will also be the primary contact for input into business unit risk forums as well as coordinate and oversee key metrics for the Institutional business.

You will be responsible for:

• Providing thought leadership and support the Head of Financial Crime & Fraud COE Institutional to oversee management of FC & F risk across the Institutional business, in line with Non-Financial Risk (NFR) Target Operating Model and I.AM Framework.
• Drive strategic priorities and provide insights to BU risk forums to better identify, mitigate and manage financial crime & fraud risk appropriately mitigated and managed within risk appetite.
• Monitoring of Financial Crime control environment, identifying improvement opportunities and actively resolving problems and issues raised across the Institutional business.
• Banking is changing and we're changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you'll be building your future, while helping to build ours. 

Role Location: Melbourne, Brisbane or Sydney
Role Type: Full-time, Permanent

Work Hours: Dayshift

What will your day look like?

Divisional risk interpretation and application

• Translate financial crime requirements into business language and articulate the value to the business.
• Manage the team responsible for providing financial crime risk opinions as they relate to product & channel risk assessments, bribery, corruption risks, and third-party risk as relevant to Financial Crime including advice on additional controls where necessary.
• Support the integration of financial crime requirements into business processes, with a focus on logical, practical, sequential and efficient practices that benefit the customer experience.
• Support impact assessments and implementation activities for regulatory, policy or risk standard changes.

Divisional risk assessment and integration

• Support risk assessments including control effectiveness and residual risk analysis.
• Identify control gaps, weaknesses, or emerging risks and support the development of remediation actions with the business.
• Provide guidance to divisions on risk applicability, control objectives, controls, issues, and events management
• Assist BU's through the provision of FC & F support to address remediation issues raised by Audit, Regulators and provide input to business processes to manage FC & F risk
• Analyse audit relates issues and provide feedback to BU's across Institutional to identify thematic FC & F relates issues and improve self-disclosure rates

Governance and Escalation

• Provide data insights, analysis and advice on risk appetite (customers, channels and products) balancing business and customer outcomes.
• Monitor the effectiveness of implemented controls and escalate concerns where risks remain outside appetite.
• Prepare and contribute risk insights, analysis, and reporting to support divisional governance and decision-making.
• Escalate material risk issues, control failures, or non-compliance matters to the Head of Financial Crime & Fraud Risk COE in line with escalation protocols.

Stakeholder Engagement

• Act as a trusted Line 1 risk partner to business stakeholders, supporting clear ownership and accountability for Financial Crime and Fraud risk.
• Act as key conduit to Group Risk, other COE stakeholders and peers to ensure alignment, consistency and clarity of risk expectations and requirements into business processes.

Risk Culture

• Contribute to the uplift of Financial Crime and Fraud risk capability and risk culture across the division through guidance, coaching, and practical support.
• Promote Line 1 accountability by supporting business leaders in understanding and executing risk management responsibilities. Contribute to the ongoing uplift of digital risk management practices, tools and management information, improving visibility of risk exposures and supporting a more mature and scalable control

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• Having worked across multiple geographies you bring demonstratable knowledge of financial crime obligations and controls across AML/CTF, sanctions, fraud and ABAC
• Strong understanding of ANZ's business, control environment and emerging risks.
• Ability to connect complex information, take an enterprise view of risk and communicate insights in clear, simple language.
• Ability to interrogate and interpret critical data elements to support management of Financial Crime risk within appetite.
• Ability to influence senior stakeholders and colleagues with empathy, facts and logic, using a range of influencing techniques to deliver outcomes through others.
• Strong communication and relationship-building skills.
• Previous experience in a senior leadership role.
• Experience in regulatory compliance, operational risk management, control assurance and financial crime within financial services.
• Relevant financial crime qualifications, such as ACAMS or a diploma in financial crime disciplines, would be advantageous.

You're not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we'd love to hear from you.  

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 118888 .

Job Posting End Date

01/09/2026, 11.59pm, (Melbourne Australia)